What type of insurance coverage is required by vendors?

All vendors will be required to provide a general liability certificate or personal liability certificate along with the booth rent payment, if the vendor is approved for participation at the Columbus Farmer’s market. The liability coverage shall be 1mm for single occurrence and 2mm for aggregate coverage.* It shall name the city of Columbus, its employees and officials as an additional insured. The issuing insurance company shall have an A.M. Best rating of B++ or better. If the vendor is selling alcohol, the coverage shall be 2mm per single occurrence and 2mm aggregate coverage with the same clauses and rating requirements. 

If a policy has no annual aggregate (such as a farm policy or homeowner policy) that also will satisfy the liability requirements as listed above. A notation in the comment section of the certificate indicating the policy in question has no aggregate is sufficient.